NSF (In accordance with Regulation D - See Membership Account Agreement - Transfer Limitations. Includes Drafts, ACH, and Check/Debit Card withdrawals or by other electronic means)	$30.00
Late Payment (over 10 days past due)	$15.00
Return Check Deposit Items	$10.00
Manual ACH/Check Clearing (per item)	$3.00
Account Reconciliation (per hour/1 hour minimum)	$25.00
Past and Present Statements (per month)	$3.00
Money Orders (5 free per month for members 55 and older)	$1.00
Returned Mail/Postal Address Change	$2.00
Receipt Mailing	$1.00
Corporate Checks (In accordance with Regulation D - No more than 3 to a third party from a savings account per month)	$3.00
Inactive Account Fee (per month) (Members 19 and older with no activity within the past 12 months and a balance less than $1000.00)	$2.00
Low Account Balance Fee (per month) (Members 19 and over with balances below $25.00 and no other active services)	$2.00
Replacement Debit/ATM Card Fee	$5.00
Early Account Closure (Within 6 months of opening)	$10.00
Duplicate Lien Release	$3.00
Replacement Loan Coupon Book	$5.00
Domestic Wire Transfer	$20.00
International Wire Transfer	$50.00
Incoming Wires	$5.00
Corporate or Personal Check Copies	$3.00
Fax	$2.00
Canadian Check Processing	$8.00
Tax Levy/Garnishment	$15.00
Coin Counting	1% if over $100.00
Check Cashing $100.00 or more (Fee charged when savings balance is less than $100.00 and no other services are utilized, or individual is a nonmember)	$5.00
Single Stop Payment	$20.00
Group Stop Payment	$50.00
Corporate Stop Payment (Corporate stop payments can not be placed within 90 days of issuance)	$35.00
Rates Effective May 1, 2011

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