|
|
| Rate Type |
Annual Percentage Rate |
Annual Percentage Yield |
| New Auto |
2.99% |
- |
| Used Auto |
3.99% |
- |
| Home Equity |
4.49% |
- |
| |
|
|
|
|
 View all Rates
|
|
| Loans |
Monthly Payment
Per $1000.00 Borrowed
|
Term
|
APR*
|
| New Auto: 2012 - 2013 |
$29.08
|
36mo
|
2.990%
|
| New Auto: 2012 - 2013 |
$22.13
|
48mo
|
2.990%
|
| New Auto: 2012 - 2013 |
$18.42
|
60mo
|
3.990%
|
| Used Auto: 2008-2011 |
$29.52
|
36mo
|
3.990%
|
| Used Auto: 2008-2011 |
$22.69
|
48mo
|
4.240%
|
| Used Auto: 2008-2011 |
$18.87
|
60mo
|
4.990%
|
| Used Auto: 2007 & older (%10 down) |
$29.97
|
36mo
|
4.990%
|
| Used Auto: 2007 & older (%10 down) |
$23.26
|
48mo
|
5.490%
|
| Used Auto: 2007 & older (%10 down) |
$19.33
|
60mo
|
5.990%
|
| New Recreational |
$29.75
|
36mo
|
4.490%
|
| Used Recreational (2008 or newer) (10% down over 5yo) |
$30.20
|
36mo
|
5.490%
|
| New RV/Motor home |
$30.20
|
36mo
|
5.490%
|
| Used RV/ Motor home (2008 or newer) (10% down over 5yo) |
$30.65
|
36mo
|
6.490%
|
|
Home Equity Closed End
(<=80% LTVR)
20 Year Amortization
|
$18.64
|
60mo
|
4.490%
|
Home Equity Closed End
(80% <= 90% LTVR)
20 Year Amortization |
$19.92
|
60mo
|
7.250%
|
Home Equity Line-of-credit
(<=80% LTVR) |
call for quotes
|
Up to 120mo
|
call for rates
|
| First Mortgage |
call for quotes
|
10 to 30 years
|
call for rates
|
| Signature Loans |
$90.02
|
12mo
|
14.500%
|
| Other terms and rates available. Call for details. |
|
*APR = Annual Percentage Rate. Current loan rates are effective 04/30/2012 and are quoted above as "lowest possible rate." Rates are based on past credit history, down payment, model year and term and are subject to change without notice. Membership eligibility required. Rates posted include a 25 basis point discount for direct deposit and/or automatic payment.
**Member and loan must qualify. If an appraisal is needed, the member must pay for all related costs.
|
| Savings and Checking |
Minimum Balance
|
Dividend Rate
|
APY*
|
|
S1 REGULAR SHARE - AVERAGE DAILY BALANCE
|
|
|
|
|
$0.00 - $5,000.00
|
$10.00
|
.05%
|
.05%
|
|
$5,000.01 - $25,000.00
|
$10.00
|
.05%
|
.05%
|
|
$25,000.01 and greater
|
$10.00
|
.10%
|
.10%
|
|
S3 HOLIDAY CLUB
|
NA
|
.40%
|
.40%
|
|
S4 SHARE DRAFT
|
NA
|
.05%
|
.05%
|
|
S6 YOUTH ACCOUNT (up to 18 years of age)
|
$5
|
.15%
|
.15%
|
|
S7 MONEY MARKET - DAILY BALANCE
|
|
|
|
|
$0.00 - $10,000.00
|
$2,000.00
|
.10%
|
.10%
|
|
$10,000.01 - $20,000.00
|
$2,000.00
|
.10%
|
.10%
|
|
$20,000.01 and greater
|
$2,000.00
|
.15%
|
.15%
|
|
S60 MORTGAGE ESCROW ACCOUNT
|
NA
|
.05%
|
.05%
|
|
*APY = Annual Percentage Yield
|
| Investments |
Minimum Deposit
|
Dividend Rate
|
Term
(Months)
|
APY*
|
| TIME SHARE CERTIFICATES |
|
|
|
|
| 6 MONTH |
$500.00
|
.20%
|
6
|
.20%
|
| 12 MONTH |
$500.00
|
.30%
|
12
|
.30%
|
| 24 MONTH |
$500.00
|
.50%
|
24
|
.50%
|
| 36 MONTH |
$500.00
|
1.15%
|
36
|
1.15%
|
| 48 MONTH |
$500.00
|
1.30%
|
48
|
1.31%
|
| S11 IRA SHARE ACCOUNT |
NA
|
.35%
|
NA
|
.35%
|
| TRADITIONAL IRA |
|
|
|
|
| 6 MONTH IRA |
$500.00
|
.30%
|
6
|
.30%
|
| 12 MONTH IRA |
$500.00
|
.40%
|
12
|
.40%
|
| 24 MONTH IRA |
$500.00
|
.90%
|
24
|
.90%
|
| 36 MONTH IRA |
$500.00
|
1.25%
|
36
|
1.26%
|
| 48 MONTH IRA |
$500.00
|
1.40%
|
48
|
1.41%
|
| ROTH IRA |
|
|
|
|
| 12 MONTH IRA |
$500.00
|
.40%
|
12
|
.40%
|
| 24 MONTH IRA |
$500.00
|
.90%
|
24
|
.90%
|
| 36 MONTH IRA |
$500.00
|
1.25%
|
36
|
1.26%
|
| 48 MONTH IRA |
$500.00
|
1.40%
|
48
|
1.41%
|
|
*APY = Annual Percentage Yield
IRA = Individual Retirement Account
Fees may reduce earnings on the account. A penalty will be imposed for early withdrawal.
All rates effective as of 05/17/2013 and are subject to change without notice.
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