Become a Member

We are proud to serve all persons who live, work, worship or attend school in St. Louis and Carlton counties in Minnesota.

You are also eligible for membership if you own a business or other legal entity located in St. Louis and Carlton counties in Minnesota.

To become a member/owner, a share account of $10 must be established (the $10 account must be maintained at all times to enjoy membership benefits). Bring a valid State or Federal photo ID with your current address (or your photo ID and something showing your current address) to any of our locations.

Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.