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 Winter 2007/2008 Have you received a cashier’s check or other check from someone you don’t know, and have they asked you to wire money to them? Many foreign lottery scams and fake cashier’s check scams are aimed at Minnesota citizens. The scam artist sends the victim a counterfeit check and then asks the victim to wire money to the scam artist. By the time the fake check bounces, the money has already been wired to the scam artist in a foreign country. Please keep this in mind:
Summer 2007 Be Aware of "Phishing" Scams. Scam artists often send official-looking e-mails posing as financial institutions, credit card companies, even the IRS requesting personal information. As always, be suspicious of ANY e-mail that requests your personal information if you did not initiate the contact. If you’re ever unsure, call the institution requesting the information (using a phone number in the phone book, not the number in the e-mail), and verify that the request is legitimate. If you are still unsure of the legitimacy of the request, feel free to call us before releasing any information. SACU will not solicit personal/private information via e-mail unless you have initiated a request with us. If you have been victimized by a spoofed e-mail or web site, you should contact your local law enforcement and SACU if it involves your credit union account. Spring 2007 FBI Fraud Alert If you can answer "yes" to any of the following questions, you could be involved in a fraud or about to be scammed!
Summer 2006 Protect Yourself From Identity Theft Online fraud, and other identity theft schemes, are a growing problem these days. One of the best ways to protect yourself from becoming a victim is to become educated about what identity theft is, and what steps you can take to protect yourself. Share Advantage Credit Union has teamed up with Liberty to help you learn about this fast-growing crime. Simply log on to www.myshareadvantage.com, and on our home page scroll down to "FREE Online Fraud Education Available Online!" There you'll find a link to Liberty's web site that provides an interactive, easy to read online fraud protection learning center. The web site also explains identity theft, check and credit card fraud, and other consumer scams, and provides tips and tricks that help protect against becoming a victim. Spring 2006 Use Common Sense to Avoid Scams As a financial institution serving over 5,100 members, we hear almost daily about identity theft scams facing our members. Most recently, members in the Duluth area are being targeted by identity thieves calling potential victims to falsely report there is a warrant issued for their arrest for failing to report to jury duty and request sensitive information. Other SACU members were subjected to online auction scams when they receive an overpayment of an auction item. The requested refund was on its way to the thief before the victim received information that the money order/cashier's check was worthless. The best defense against these and other identity theft scams are knowledge and common sense. If a financial transaction, or any activity involving your personal information seems amiss, follow your instincts and bring it to the attention of the proper authorities. Several members have called Share Advantage CU for advice about transactions involving their accounts, and we welcome you to continue contacting us to avoid becoming a victim of identity theft. For a great way to test your knowledge of ways to avoid identity theft, visit the OnGuard Online Identity Theft Quiz. |
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