Fraud/Data Breach Risk Mitigation

  • Closely monitor all credit accounts and loans, to catch and report any suspicious activity on any one of those accounts.
  • Immediately report any suspicious credit or loan account activity – no matter how remote the suspicion – to the financial institution and/or lending institution.
  • Sign up for the fraud alerting services offered by the three credit bureaus to to receive notifcations about potentially fraudulent activity:
  • Sign up for free credit monitoring services, to monitor and report unauthorized activity.
  • Place a freeze on all three credit bureau accounts to prevent fraudsters from opening new accounts.
  • Where available sign up for email/text alerts with live card activity through the financial institution and through the card issuer’s website:
  • Visit the FTC’s page on the Equifax breach to learn about what happened and what to do.
  • Visit the FTC’s identity theft website to learn what steps to take in response to proven identity theft.