

Office Locations
Main Office
Drive-Up ATM
2502 Maple Grove Rd.
Duluth, MN 55811
(218) 722-5931
Mon-Fri: 8:30 AM - 5:00 PM
Drive-Up Windows
Mon-Thur: 8:00 AM - 5:30 PM
Fri: 7:30 AM - 5:30 PM
Sat: 9:00 - Noon
SMDC Office
ATM
407 E. 3rd St.
Duluth, MN 55805
(218) 740-2244
Mon-Thur: 8:00 AM-4:00 PM
Fri: 7:30 AM - 4:00 PM
Contact a Member
Services Representative
for Additional Surcharge -
Free ATMs
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Loan Type
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% Down |
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Term |
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*Rate |
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New Auto Loan
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0 % |
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0 - 84 mo. |
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5.750 % |
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Used Auto Loans
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0 - 10 % |
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0 - 72 mo. |
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5.900 % |
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New Boat Loans
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0 % |
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0 - 72 mo. |
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8.125 % |
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Used Boat Loans
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10 % |
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0 - 72 mo. |
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9.125 % |
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New RV / Motor Home Loans
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0 % |
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0 - 120 mo. |
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6.875 % |
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Used RV / Motor Home Loans
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10 % |
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0 - 120 mo. |
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8.125 % |
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Home Equity Loans
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Call |
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0 - 60 mo. |
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6.25% |
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Home Mortgages
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Call |
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Call |
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Student Loans
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Call |
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Call |
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Federal Stafford Loan
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Call |
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Call |
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Federal PLUS Loan
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Call |
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Call |
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Signature Loans |
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0 % |
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0 - 48 mo. |
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15.50 % |
*APR = Annual Percentage Rate. Current loan rates are effective 04/01/08 and are quoted above as "lowest possible rate." Rates are based on past credit history, down payment, model year and term and are subject to change without notice. Membership eligibility required. Rates posted include a 25 basis point discount for direct deposit and/or automatic payment.
**Member and loan must qualify. If an appraisal is needed, the member must pay for all related costs.
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