Mortgage Loan

New, refinance, remodel. Home advantages with Share Advantage

Share Advantage Mortgage

Whether you're buying a home, considering a refinance or want to make the equity in your home work for you, we can help. With the lending team at Share Advantage Credit Union you can rest assured your best interest will be at the forefront of the entire mortgage process. There's no underwriting or approval team at a corporate office in another state. From start to finish you will work directly with your SACU loan officer. Your loan stays in-house! Your payments can be made at any branch location and your loan officer is only a phone call away if you have questions after you close.


HOME BUYING AND REFINANCING

  • In house approval, funding and payments
  • Mortgage insurance NOT required
  • Finance your home, vacation house or investment property
  • 10 and 15 year terms available
  • Payment option flexibility including bi-weekly payment plans

HOME EQUITY

  • Finance up to 90% LTV*
  • Great low rates
  • Use funds how you choose | Home repairs, College Tuition, Debt Consolidation
  • Flexible terms
  • Several equity options to choose from including lines of credit

HOME IMPROVEMENT

  • Finance up to 133% LTV*
  • Great low rates
  • Borrow up to $100,000
  • Funds allocated to home repairs or upgrades
  • Unsecured loan option available

30 YEAR MORTGAGE PROGRAM

Our 30 year mortgage option gives you the opportunity to work directly with your Share Advantage loan officer throughout the loan process. However, the 30 year mortgage program is not held in-house. Once the loan is complete and you are in your new home, we will provide you with the information needed to make your mortgage payments and who to contact for future inquiries.


*LTV = Loan-To-Value


Ready to apply, or need more information? Send us an email and we will get back to you.

Main Office
2502 Maple Grove Rd.
Duluth, MN 55811

Phone
(218) 722-5931

Fax
218-740-3080

 Map

Essentia Office
407 E. 3rd St.
Duluth, MN 55805

Phone
(218) 740-2244

Fax
218-786-7229

 Map

West Duluth
4918 Grand Ave.
Duluth, MN 55807

Phone
(218) 740-2222

Fax
218-740-2255

 Map

 2018 Share Advantage Credit Union. All Rights Reserved.