Credit Cards

Build Credit, Earn Rewards, or get a Gold Rate brought to you by Share Advantage & VISA®!

CardValet App

Personalize your credit card’s security with CardValet1 App

Set personalized alerts, restrictions and turn your card on & off.

Interactive Video Player

CREDIT BUILDER ADVANTAGE

  • Allows you to build credit for the future
  • Low starting credit line of $500
  • Up to $2,500 credit line
  • Credit lines greater than $500 may need secured compensating funds
  • Personalize your card’s security with CardValet1 App
    Set personalized alerts, restrictions and turn your card on & off.
  • Cash Advances
    FREE ATMs available on the Nationwide MoneyPass2 network
  • $25 Annual Fee
  • 14.04% - 18.00% APR*
  • Balance transfer & convenience checks are unavailable

ADVANTAGE REWARDS

  • Earn 1.25 points on every $1 spent for redemption at uChooseRewards.com
  • Up to $20,000 credit line
  • Personalize your card’s security with CardValet1 App
    Set personalized alerts, restrictions and turn your card on & off.
  • Cash Advances
    FREE ATMs available on the Nationwide MoneyPass2 network
  • Convenience Checks
  • NO Annual Fee
  • FREE Balance Transfer
  • 10.24% - 18.00% APR*
Interactive Video Player

GOLD RATE ADVANTAGE

  • Lowest Interest Rate
  • Up to $20,000 credit line
  • Personalize your card’s security with CardValet1 App
    Set personalized alerts, restrictions and turn your card on & off.
  • Cash Advances
    FREE ATMs available on the Nationwide MoneyPass2 network
  • Convenience Checks
  • NO Annual Fee
  • FREE Balance Transfer
  • 7.99% - 18.00% APR*
  • Reward points unavailable

* APR = Annual Percentage Rate. Rate based on creditworthiness. Listed base rates are the historically low prime rate as of July 2020 of 3.25% plus the card’s index margin. All credit cards are variable rate. Member eligibility required.

1 App available for download at Google Play & Apple App stores. Data carrier fees may apply.

2 MoneyPass App available for download at Google Play and Apple App stores. Data carrier fees may apply. MoneyPass.com

Cardmember Agreement

Contact a Loan Officer Today or

Michele Prigge Essentia Branch Manager Duluth Minnesota Share Advantage Credit Union

Michele Prigge | Essentia Branch Manager
218-740-2244218-740-2244
mprigge@myshareadvantage.com


Jim Palumbo West Duluth Branch Manager Duluth Minnesota Share Advantage Credit Union

Jim Palumbo | West Duluth Branch Manager | NMLS#2093858
218-740-2250218-740-2250
jpalumbo@myshareadvantage.com


Shawn Crowser Operating & Lending Officer Duluth Minnesota Share Advantage Credit Union

Shawn Crowser | Operating & Lending Executive | NMLS#5044790
218-740-2231218-740-2231
scrowser@myshareadvantage.com

Main Office
2502 Maple Grove Rd.
Duluth, MN 55811

Phone
(218) 722-5931

Fax
218-740-3080

Hours &  Map

Essentia Office
407 E 3rd St. Suite 0210
Duluth, MN 55805

Phone
(218) 740-2244

Fax
218-786-7229

Hours &  Map

West Duluth Office
4918 Grand Ave.
Duluth, MN 55807

Phone
(218) 740-2222

Fax
218-740-2255

Hours &  Map

 2018 Share Advantage Credit Union. All Rights Reserved.