Home Loans

Home equity, refinance, or new home mortgage

My Place to Call Home

Whether you're looking to use the equity in your home how you choose, to refinance your current mortgage, or to buy a new home, Share Advantage may be able to help you. Simply contact us to inquire how we can help you meet your home goals and get the loan application process started.


  • In house approval, funding and payments
  • Finance up to 90% LTV*
  • Great low rates
  • Use funds how you choose | Home repairs, College Tuition, Debt Consolidation
  • Flexible terms
  • Several equity options to choose from including lines of credit
  • Payment option flexibility including bi-weekly payment plans


  • In house approval, funding and payments
  • Finance up to 80% LTV*
  • Great low rates
  • Flexible terms
  • Payment option flexibility including bi-weekly payment plans

Contact a Loan Officer today to schedule a meeting or


To bring our Members more Mortgage Loan and Refinancing options, Share Advantage has partnered with Servion Mortgage. Servion Mortgage provides a wide variety of mortgage and refinancing loan products, competitive rates and low closing costs, responsive service and personalized guidance, and support through the entire home buying process.

  • VA Loans
  • FHA Loans
  • USDA Loans
  • Conventional Loans
  • Fixed-rate and ARM options
  • Jumbo/Non-Conforming Loans

Simply contact Share Advantage to get your Servion Mortgage loan application started. After the application is started, you will have online access to update your application at any time. Once your loan application is submitted, a Servion Mortgage Loan Officer will review your application and contact you with their best loan options to fit your needs.

Servion Mortgage is an Equal Opportunity Housing Lender and member of the Mortgage Bankers Association . NMLS#1037

* LTV = Loan-To-Value

Ready to apply, or need more information? Send us an email.

Main Office & Mailing Address
2502 Maple Grove Rd.
Duluth, MN 55811

(218) 722-5931


Hours &  Map

Essentia Office
Miller Dwan Building Lobby
502 E 2nd St. Bldg.C Ste.L8412
Duluth, MN 55805

(218) 740-2244

(218) 336-0112

Hours &  Map

 2018 Share Advantage Credit Union. All Rights Reserved.