Savings

Share in the advantages of saving

Share Advantage Savings

Whatever your needs we have options to help you reach your goals. We also have Youth Savings to start the young people in your life on their savings path. See our rates and come experience our friendly, member focused service.

  • Regular Share/Savings
  • Other Share/Savings
    Multiple Other Share Savings accounts can help budgeting & saving for goals by keeping funds separate.
  • Youth Account (up to 17 Years of Age) features a Higher interest rate
  • Holiday Club
    Limited to its annual transfer of the funds into the Regular Share/Savings in mid-October and one additional withdrawal between Ocotber to October.***
  • Mortgage Escrow
  • Money Market
  • Traditional & Roth IRA** Accounts
  • Standard Time Share CDs*
  • Traditional & Roth IRA** CDs*
  • Educational Savings CDs*
  • FREE ATM Card
  • FREE Online Banking
  • FREE e-Statements
  • FREE Mobile Banking app1 with FREE mobile check deposit
  • FREE Mobile ATM locator with MoneyPass1
  • No Hidden Fees

Thinking about a checking account? See the additional services that come with a checking account.

See our Accounts' Rates.


* CD = Certificate of Deposit

** IRA = Individual Retirement Account

*** Holiday Club accounts allow for limited withdrawals: Funds automatically transfer into the Regular Shares/Savings on October 13th each year; if October 13th lands on a weekend or non-business day, the transfer will occur on the next business day. In addition to the automatic yearly transfer, one additional withdrawal between October to October is available. If more than the yearly transfer and the one additional withdrawal between October to October is needed, the Holiday Club will be closed for a full 12-months (from the time of closure) before it will be eligible for re-opening.

1 App available for download at Google Play and Apple App stores. Data carrier fees may apply.

Main Office & Mailing Address
2502 Maple Grove Rd.
Duluth, MN 55811

Phone
(218) 722-5931

Fax
218-740-3080

Hours &  Map

Essentia Office
Miller Dwan Building Lobby
502 E 2nd St. Bldg.C Ste.L8412
Duluth, MN 55805

Phone
(218) 740-2244

Fax
(218) 336-0112

Hours &  Map

 2018 Share Advantage Credit Union. All Rights Reserved.