Sharing the advantages of saving for tomorrow
| SAVINGS & CHECKING | MIN DEPOSIT | APY* | |
|---|---|---|---|
| Regular Share - Average Daily Balance | |||
| $0.00 - $5,000.00 | $10.00 | .05% | |
| $5,000.01 - $25,000.00 | $10.00 | .05% | |
| $25,000.01 and Greater | $10.00 | .10% | |
| Youth Account (up to 18 Years of Age) | $5.00 | .15% | |
| Money Market - Average Daily Balance | |||
| $0.00 - $10,000.00 | $2,000.00 | .20% | |
| $10,000.01 - $20,000.00 | $2,000.00 | .20% | |
| $20,000.01 and Greater | $2,000.00 | .25% | |
| Other Savings | |||
| Holiday Club | NA | .40% | |
| Mortgage Escrow Account | NA | .05% | |
| Investment - Average Daily Balance | |||
| Traditional IRA** | $100.00 | .35% | |
| CERTIFICATES | MIN DEPOSIT | RATE / APY* | |
|---|---|---|---|
| Time Share | |||
| 6 Month | $500.00 | .40% / .40% | |
| 12 Month | $500.00 | .60% / .60% | |
| 24 Month | $500.00 | .70% / .70% | |
| 36 Month | $500.00 | 1.15% / 1.15% | |
| 48 Month | $500.00 | 1.30% / 1.31% | |
| Traditional IRA** | |||
| 6 Month IRA | $500.00 | .30% / .30% | |
| 12 Month IRA | $500.00 | .40% / .40% | |
| 24 Month IRA | $500.00 | .90% / .90% | |
| 36 Month IRA | $500.00 | 1.25% / 1.26% | |
| 48 Month IRA | $500.00 | 1.40% / 1.41% | |
| Roth IRA** | |||
| 12 Month IRA | $500.00 | .40% / .40% | |
| 24 Month IRA | $500.00 | .90% / .90% | |
| 36 Month IRA | $500.00 | 1.25% / 1.25% | |
| 48 Month IRA | $500.00 | 1.40% / 1.40% | |
| Educational Savings*** | |||
| 12 Month | $25.00 | .40% / .40% | |
| 24 Month | $25.00 | .90% / .90% | |
| 36 Month | $25.00 | 1.25% / 1.26% | |
| 48 Month | $25.00 | 1.40% / 1.41% | |
*APY = Annual Percentage Yield
**IRA = Individual Retirement Account. Withdrawal and contribution limitations apply.
***Withdrawal and contribution limitations apply.
All savings and checking rates are variable and may change after the account is opened. Fees may reduce earnings on the account. For certificates and IRAs a penalty will be imposed for early withdrawal. All rates effective as of 04/01/2019 and are subject to change without notice.
