Membership Advantages

Share in the advantages of membership

Share Advantage Membership

Since our beginnings as the Northland's 1st credit union, members have trusted Share Advantage to serve them through their financial journeys. We look forward to our future serving you! How to Join.


  • Friendly, Member focused service
  • One-time $10 Membership Share**
  • No Hidden Fees


  • A variety of Saving Account options
  • Youth Savings (up to 17 Years of Age)features a Higher interest rate
  • Free Youth Checking at age 14
    Includes a FREE lower-limits Debit Card, Apps and parental oversight

  • FREE Personal Checking
    No minimum balance. No maintenance fees. No per item fees. No convenience fees.
  • FREE Debit Card
    Mobile Wallet ready with Apple Wallet®, Google Wallet™, Samsung Wallet®, and Garmin Pay™
  • Personalize your debit card's security with the FREE CardValet app 1
    Personalize alerts, restrictions, and turn your card on & off
  • FREE Online Banking
  • Bill Pay available with a checking account. Includes Bill Pay, and Financial to Financial transfer (fees may apply).
  • FREE Mobile Banking app1 with FREE Mobile Deposit for checks
  • FREE ATMs on the Nationwide MoneyPass Network
  • FREE Mobile ATM Locator with MoneyPass1
  • FREE e-Statements
  • FREE Notary Public
  • Low-Fee Business Checking


  • Credit Cards in 3 feature options
  • Personalize your credit card’s security with the FREE CardValet app 1
    Personalize alerts, restrictions, and turn your card on & off


Interest Piqued? How to Join.

Your Share Advantage Team

Your Share Advantage Team

1 App available for download at Google Play and Apple App stores. Data carrier fees may apply.

** $10 membership Share is reserved in member's savings for lifetime of membership. Funds are released when membership is closed; funds are non-returnable if membership is closed within six months of opening.

Main Office & Mailing Address
2502 Maple Grove Rd.
Duluth, MN 55811

(218) 722-5931


Hours &  Map

Essentia Office
Miller Dwan Building Lobby
502 E 2nd St. Bldg.C Ste.L8412
Duluth, MN 55805

(218) 740-2244

(218) 336-0112

Hours &  Map

 2018 Share Advantage Credit Union. All Rights Reserved.