Our current loan special
Need to add some color to your life? Our Color Your Life loan special can be used for anything! Buy that neon green truck, trim your house in twinkle lights, or consolidate debt and see the light at the end of the tunnel…anything.
APR* as low as
Secured
Up to 60 month financing
Unsecured
Up to 36 month financing
Pre-approval strongly encouraged on this…our once-a-year, one-week-only loan special you can use for anything. Pre-approved loans will be signed & finalized the week of November 3-7, 2025.
* APR = Annual Percentage Rate. Member eligibility required. Special ends 11/07/2025. Terms and conditions apply. Cannot be combined with an existing loan or used for refinancing an existing loan with Share Advantage. Real estate will not be accepted for collateral on the secured loan special. Funds will be available until allocated amounts have been disbursed. Secured loan maximum is $50,000 with a 625 beacon score required. Minimum payment of $19.82 due monthly for every $1,000 borrowed. Unsecured loan maximum is $5,000 with a 645 beacon score required. Minimum payment of $4.70 due monthly for every $100 borrowed. No exceptions made. Must provide a copy of 2 recent paystubs and title for secured loans prior to funding. Please contact Share Advantage for loan requirements and preapproval. Other products, terms and rates available. Share Advantage Credit Union is federally insured by the NCUA and is an equal opportunity lender.
Contact a Loan Officer today to schedule a meeting or

Tom Johnson | Loan Officer-Mortgage | NMLS#459346
Tom Johnson
Loan Officer-Mortgage
NMLS#459346

Stephanie Gorman | Essentia Branch Manager
Stephanie Gorman
Essentia Branch Manager

Maggie Roper | Senior VP of Lending | NMLS#794801
Maggie Roper
Senior VP of Lending
NMLS#794801
Check Back Regularly!
Our limited-time extra-low loan specials could be:
Secured
Unsecured Signature
Home Equity or Improvement
Auto for a New or Used car or truck
Recreational Vehicle for a RV/Motorhome, camper, motorcycle, boat, jet ski, ATV/QUAD, dune buggy, snowmobile or trailer to tow
Essentia Office
Miller Dwan Building Lobby
502 E 2nd St. Bldg.C Ste.L8412
Duluth, MN 55805
Phone
(218) 740-2244