Our current loan special
We want to help you take an adventure off the beaten path in a new or used motor or recreational vehicle. Be it that AWD SUV, that 4x4 truck, that quad/ATV, or that motorcycle calling your name. If it has a motor, we want to help you get off the beaten path.
APR* as low as
3, 4, or 5 year terms
Special includes trailer to tow newly financed rec vehicles. Special excludes motorhomes and campers. Offer ends August 31, 2026. Need more details? See the fine print below or contact a loan officer.
* APR = Annual Percentage Rate. Special excludes motorhomes and campers. Special’s rate also available on trailer to tow newly financed recreational vehicle; does not include trailers to tow campers. Rate is quoted as "lowest possible rate" and includes a 25-basis point discount for direct deposit and/or automatic payment. Rates based on past credit history. Rate and term are subject to change without notice. Other rates and terms available. Minimum credit score of 650. For every $1,000 borrowed a minimum monthly payment of $29.97 (3yr term), $23.03 (4yr term), and $18.87 (5yr term) is due. Offer ends 08/31/2026 5:00 PM CT. No refinancing existing loans with SACU. $75.00 loan origination fee applies. $20.00 UCC recreational vehicle lien filing fee may apply. Member eligibility required: membership is open to those who LIVE OR WORK in Minnesota’s St. Louis or Carlton counties. Share Advantage Credit Union is federally insured by the NCUA.
Current members - apply through your online banking on the website or app.
Have questions or want to schedule an appointment? Contact a Loan Officer.

Tom Johnson | Loan Officer-Mortgage | NMLS#459346
Tom Johnson
Loan Officer-Mortgage
NMLS#459346

Stephanie Gorman | Essentia Branch Manager
Stephanie Gorman
Essentia Branch Manager

Maggie Roper | Senior VP of Lending | NMLS#794801
Maggie Roper
Senior VP of Lending
NMLS#794801
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Our limited-time extra-low loan specials could be:
Secured
Unsecured Signature
Home Equity or Improvement
Auto for a New or Used car or truck
Recreational Vehicle for a motorcycle, boat, jet ski, ATV/QUAD, side-by-side, dirt bike, dune buggy, snowmobile or trailers to tow newly financed toys with SACU
Fax
(218) 336-0112
Essentia Office
Miller Dwan Building Lobby
502 E 2nd St. Bldg.C Ste.L8412
Duluth, MN 55805
Phone
(218) 740-2244
Fax
(218) 336-0112