Loan Rates

Sharing the advantages of great rates

CREDIT CARDSAPR*
as low as
Credit Builder Advantage15.54%
Advantage Rewards11.74%
Gold Rate Advantage9.49%
Credit Cards' Features

VEHICLE LOANSAPR*
as low as
Newer Autos3.49%
Older Autos3.79%

RECREATIONAL LOANSAPR*
as low as
Newer Recreational**4.24%
Older Recreational**5.49%
Newer RV/Motorhome7.49%
Older RV/Motorhome 7.99%

MORTGAGE LOANSAPR*
as low as
Mortgage Call For Rates
Home Equity
LTV* TO 80%4.49%
LTV* TO 90%6.99%
Other Mortgage Products
Home Equity Line-of-Credit LTV* TO 90%Call For Rates
Long-term mortgages, VA, FHA, and moreCall Us for Information
Construction Loans5% interest only

PERSONAL LOANSAPR*
as low as
Signature Loan10.24%
Share Pledge Loan
Pledged account interest rate plus 2%
2.05%
Overdraft Protection Line-of-Credit
$25 Min. Payment
15.15%

* APR = Annual Percentage Rate. LTV = Loan to Value. Current loan rates are effective 09/01/2021 and are quoted above as "lowest possible rate." Other rates are available. Rates are based on past credit history, down payment, term, and model year (if applicable) and are subject to change without notice. Member eligibility required. Other discounts may apply. Contact a loan officer for details.

** Recreational Vehicles include campers, motorcycles, boats, jet skis, ATVs/QUADs, dirt bikes, dune buggies, snowmobiles, and trailers to tow. This is not a comprehensive list. Don’t see the toy you want listed? Give us a call.

Main Office
2502 Maple Grove Rd.
Duluth, MN 55811

Phone
(218) 722-5931

Fax
218-740-3080

Hours &  Map

Essentia Office
407 E 3rd St. Suite 0210
Duluth, MN 55805

Phone
(218) 740-2244

Fax
218-786-7229

Hours &  Map

West Duluth Office
4918 Grand Ave.
Duluth, MN 55807

Phone
(218) 740-2222

Fax
218-740-2255

Hours &  Map

 2018 Share Advantage Credit Union. All Rights Reserved.