Steps to a Share Advantage Membership
We are proud to serve all who live, work or attend school in Minnesota's St. Louis and Carlton counties. Minors are welcome with an adult to sign as Joint member assuming full legal responsibility; membership eligibility is required of either minor or joint. Current member's immediate family and members of household are eligible for membership. As a bedrock business in the Northland, we welcome owners of businesses or other legal entities in Minnesota's St. Louis and Carlton counties.
In addition to the requirements above, new business memberships need to show original documentation including but not limited to:
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask to see a valid State or Federal photo ID and/or other identifying documents. We will ask for your full name, address, date of birth, social security number and other identifying information.
**$10 membership Share is reserved in member's savings for lifetime of membership. Funds are released when membership is closed; funds are non-returnable if membership is closed within six months of opening.
***All new memberships, Joint members, and checking accounts are verified through ChexSystems.