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Student Debit Special*

Students, receive a $50 bonus deposit when you open a new debit checking account including a debit card through July 10th!*

For High School students ages 14+. Also, for College students of all ages (with proof of enrollment).

Our debit checking has no maintenance fees, no per-item fees, no convenience fees, and no minimum balance required.

Going away to college? No worries. Our banking app features card controls and free mobile check deposit. Our free debit card works on the surcharge-free nationwide network of MoneyPass ATMs. Plus, our debit card is now mobile wallet ready! SACU is only an App, ATM, email, or call away.



Use your debit card on the surcharge-free nationwide network of Money Pass ATMs.

Use your debit card on the surcharge-free nationwide network of Money Pass ATMs.



Our Debit Cards are now mobile wallet ready... Your debit card will work in Apple Wallet, Google Wallet, Samsung Wallet, and Garmin Pay.

Google Pay and Apple Pay works with your debit card

*Member Eligibility Required. For High School students ages 14+. Also, for College students of all ages (with proof of enrollment). College students will need to show a valid College ID or current-dated proof of enrollment (acceptance letter, class schedule, etc.). Minors require an adult Joint on their accounts; member eligibility is required of either the minor or adult Joint. For minors, our free debit card features adjustable, lower daily limits. To receive the $50.00 bonus deposit, a new, maintenance fee-free debit checking account including a free debit card is required. A bonus deposit of $50.00 will be made to your new checking account by July 31, 2026. Offer ends 07/10/2026 or when allocated amounts are disbursed. Offer cannot be combined with other promotional deposit offers. Membership closure within 6 months of opening forfeits the $10 Membership Share. Deposits by Share Advantage Credit Union are considered a taxable bonus; Form 1099 will be mailed. Share Advantage Credit Union is federally insured by the NCUA.

Letter to the Membership from our New President/CEO

Greetings to the Members of Share Advantage Credit Union,

I am honored and grateful for the opportunity to lead the credit union as we celebrate one hundred years of members helping members. While much has changed over the years, our commitment to serving you and supporting your financial goals remains our top priority as we look ahead to the next century.

I have had the privilege of working here since April 2021 as Executive Vice President. During that time, I have truly enjoyed getting to know our members, collaborating with our dedicated team, and experiencing the strong sense of unity that makes us a trusted, locally focused financial institution.

Our previous President/CEO did an exceptional job, and I recognize that I have big shoes to fill. She has been a tremendous leader and a tireless advocate for our membership, and she will be deeply missed. I am sincerely grateful for her vision and dedication in shaping Share Advantage Credit Union into the well-respected organization it is today.

I look forward to working together with both our members and staff to achieve even greater success in the future.

Shawn Crowser

Shawn Crowser, President/CEO SACU

Main Office & Mailing Address
2502 Maple Grove Rd.
Duluth, MN 55811

Phone
(218) 722-5931

Hours &  Map

Fax
(218) 336-0112

Essentia Office
Miller Dwan Building Lobby
502 E 2nd St. Bldg.C Ste.L8412
Duluth, MN 55805

Phone
(218) 740-2244

Hours &  Map

Fax
(218) 336-0112

 2018 Share Advantage Credit Union. All Rights Reserved.