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Youth SAVINGS

For Youth up to 18 Years of Age
Our Youth Savings accounts receive a higher interest rate to help your youth earn more on their savings from day one. Youth Savings accounts are available for newborns as early as their Social Security Number is issued. Parents, Guardians, Grandparents, or Aunts & Uncles are welcome to open the Youth's Savings Account. Minors need not be present, but we encourage their participation.

How to open one - Minors require an adult Joint Member on accounts. Membership is eligibility required of either minor or Joint. Joint(s) with their own Membership(s) can oversee the Youth’s Account activity from within their Online Banking. A total of $15 is needed to open a Youth Savings Account. With every Membership, a regular Share/Savings Account is opened with a $10 Membership Share held in the unavailable balance. The Youth Savings Account is an additional sub-savings account that features a higher interest rate and requires a minimum deposit of $5. When the Youth turns 18 years of age all funds in the Youth Savings will transfer over to the regular Share/Savings Account. Membership closure within 6 months of opening forfeits the $10 Membership Share. Available upon request: Dual signatures for withdrawals.

Youth CHECKING

Our FREE Checking for ages 15+* with a FREE lower-limits Debit Card and Apps to take SACU Nationwide. Our FREE Checking features No annual fee, No convenience fees, No maintenance fees, No per-item fees, and No minimum balance is required.

Planning on going away to college? No worries. Our Mobile Banking & Check Deposit Apps work together with our FREE Debit Card & FREE ATMs on MoneyPass' nationwide network, so SACU is only an App, ATM, email or call away. The My Mobile Money App can control your Debit Card's security by setting alerts, restrictions as well as turning your card on & off.

*Minors require an adult/guardian Joint Member on accounts. Membership is eligibility required of either minor or Joint. Joint(s) with their own Membership(s) can oversee the Youth’s Account activity from within their Online Banking. Membership closure within 6 months of opening forfeits $10 Membership Share.

Main Office
2502 Maple Grove Rd.
Duluth, MN 55811

Phone
(218) 722-5931

Fax
218-740-3080

 Map

Essentia Office
407 E. 3rd St.
Duluth, MN 55805

Phone
(218) 740-2244

Fax
218-786-7229

 Map

West Duluth Office
4918 Grand Ave.
Duluth, MN 55807

Phone
(218) 740-2222

Fax
218-740-2255

 Map

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