Details Page

Student Special*

Students, receive a $50 bonus deposit when you open a new debit checking account, which has no maintenance fees, including a debit card through July 11th!*

For High School students ages 14+ and College students of all ages (with proof of enrollment).

No Maintenace Fees? Yes. Our debit checking has no maintenance fees, no per-item fees, no convenience fees, and no minimum balance required.

Going away to college? No worries. Our banking app features card controls and free mobile check deposit. Our free debit card works on the surcharge-free nationwide network of MoneyPass ATMs. Plus, our debit card is now mobile wallet ready! SACU is only an App, ATM, email, or call away.



Use your debit card on the surcharge-free nationwide network of Money Pass ATMs.

Use your debit card on the surcharge-free nationwide network of Money Pass ATMs.



Our Debit Cards are now mobile wallet ready... Your debit card will work in Apple Wallet, Google Wallet, Samsung Wallet, and Garmin Pay.

Google Pay and Apple Pay COMING SOON to your debit card.

*Member Eligibility Required. For High School students ages 14+ and College students of all ages (with proof of enrollment). College students will need to show a valid College ID or current-dated proof of enrollment (acceptance letter, class schedule, etc.). Minors require an adult Joint on their accounts; member eligibility is required of either the minor or adult Joint. For minors, our free debit card features adjustable, lower daily limits. To receive the $50.00 bonus deposit, a new, maintenance fee-free debit checking account including a free debit card is required. A bonus deposit of $50.00 will be made to your new checking account by July 31, 2025. Offer ends 07/11/2025 or when allocated amounts are disbursed. Offer cannot be combined with other promotional deposit offers. Membership closure within 6 months of opening forfeits the $10 Membership Share. Deposits by Share Advantage Credit Union are considered a taxable bonus; Form 1099 will be mailed. Share Advantage Credit Union is federally insured by the NCUA.

$1,000 Scholarship GIVEAWAY**

We’re giving away THREE! No essays. No GPA. ENTER TO WIN THE WEEK OF July 7th-11th.

College students of all ages are welcome to enter. To be eligible to enter, you'll need a new or current Share Advantage debit checking account in good standing and show current-dated proof of college enrollment (i.e., acceptance letter, tuition statement, etc.).

Winners will be announced on Facebook - Like and Follow us to be the first in the know about your credit union.

Don't have a debit checking account? College students, of all ages, opening a new debit checking account are not only eligible to enter the Scholarship Giveaway but can also partake in the Student Special thru July 11th and receive a $50 bonus deposit when you open a new, free debit checking account including a free debit card. Current-dated proof of college enrollment at account opening is required to receive the bonus deposit; see our Student Debit Bonus for details.



**Member eligibility required. New or current membership with debit checking in good standing is required. Must present current-dated proof of enrollment when entering the giveaway (i.e., acceptance letter, tuition statement, etc.). Enter to win July 7-11, 2025, in person at any office or via the email on your account to cu@myshareadvantage.com with your full name, phone number, major, and current-dated proof of enrollment. An emailed entry will receive a response email when the entry is made. Parents can register for Members away at college with current-dated proof of enrollment. One entry per person. Random drawing will be held Monday, July 14, 2025. Share Advantage Credit Union is federally insured by the NCUA.

Main Office & Mailing Address
2502 Maple Grove Rd.
Duluth, MN 55811

Phone
(218) 722-5931

Fax
218-740-3080

Hours &  Map

Essentia Office
Miller Dwan Building Lobby
502 E 2nd St. Bldg.C Ste.L8412
Duluth, MN 55805

Phone
(218) 740-2244

Fax
(218) 336-0112

Hours &  Map

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