Account Disclosures

Share Advantage Disclosures

Whether you are a potential member, new member, or a current member we thank you for choosing Share Advantage! Below are our membership and account disclosures for your review.

Cost Recovery Fee Schedule

Membership and Account Agreement

Funds Availability Policy Disclosure

Electronic Funds Transfer Agreement and Disclosure

Truth In Savings Disclosure

Savings Rates

Privacy Policy

Updated May 2025.

Main Office & Mailing Address
2502 Maple Grove Rd.
Duluth, MN 55811

Phone
(218) 722-5931

Fax
218-740-3080

Hours &  Map

Essentia Office
Miller Dwan Building Lobby
502 E 2nd St. Bldg.C Ste.L8412
Duluth, MN 55805

Phone
(218) 740-2244

Fax
(218) 336-0112

Hours &  Map

 2018 Share Advantage Credit Union. All Rights Reserved.